Colorado Refinance Nows the time

With all the changes in the mortgage industry the time it takes to start and complete a loan is a bit longer than it used to be so you need to allow more time for the process.  As I watch the direction of the interest rates start to head up I feel that we probably have seen the last of the below 5% 30 year fixed rate. There still could be a retracement in the market with the problems in the commercial mortgage market and the continuing foreclosures in the residential market. I still don’t feel that the rate well come down with the looming bubble in the bond market and the fears of inflation in combination with this administrations desire to print money at will. If you are looking to refinance I think that now is the time. The interest rate that you might qualify for depends on several factors. First when refinancing in order to obtain the best rate you need to refinance the existing loan only (rate and term refinance)  unless you are below 60%- 65% loan to value because when you  refinance and receive cash out there is an adjustment to the interest rate you qualify for, there is a matrix that we use to reflect when there are interest rate adjustments which are based on the purpose of the refinance, loan to value and credit score (there can be other reasons for rate adjustments).  As everyone’s circumstances are different I would be glad to talk with you to determine what your interest rate would be. CLICK HERE to go to my business website to ask for an interest rate quote. I look forward to hearing from you. Andrew Hahn

I have excellent first time home buyer programs as well as Home affordable  refinance programs.

I’m Andrew Hahn I have over 18 years experience in the mortgage industry and provide some of the lowest interest rates the market has to offer combined with the lowest fees. I’m located in Commerce City and licensed in the state o Colorado specializing in Denver Refinance and Colorado Mortgage Lending. A Colorado Mortgage Lender, Denver Refinance